Do some peope have more money than you because of an inheritance, of earning megabucks or from being parsimonious and darning their own socks? Do some people have an innate ability, or is it a matter of attitude and calculation?

Money is an emotional currency that relates to our personal need for security, respect, love, power and self-determination. If you don't understand your own motivations then the investment world is not the place to learn. The conflict between making a profit, and the fear of loss makes investing a dangerous game for many people. It's important that you understand your own relationship to money – in other words, you need to understand your financial behaviour.

The lessons from research are clear, to change your financial behavior you must learn new skills focusing on imperatives such as motivation, knowledge and understanding, wisdom and discipline.

The focus in this book is not about how to pick the right shares, or how to get rich in the property market, nor how to get rich quick – it's on looking at yourself. It encourages readers to identify the forces holding them back, and show how to manage their finances with more awareness.

NZ author Sheryl Sutherland also wrote Girls Just Want to Have Funds.

++ shop with COSIMO with confidence ++

COSIMO is the Trade Me trading name for Kiwi Books

Your first stop for New Zealand and children's books, both new and ex-display

We also sell quality non-book items at exceptional prices.

Combining purchases, to give you delivery savings when possible, is standard practice. But not all products can be combined easily or shipped for the price of one - so it pays to check first.

AUSMATE – I ship to Australia, but please use Q+A to ask for a postage rate for you before bidding or taking a buy now.