Expert Wellington Mortgage Adviser

Listing #: 358325634
Business name: Sonya Reid Mortgages & Insurance
Location: Khandallah
About: Sonya specialises in mortgage finance for first home buyers, Kiwis living overseas wishing to buy in NZ, matrimonial settlements & property investors
Services offered: Friendly & professional. No cost to you as I get paid by the bank who approves your mortgage. Board Member of NZMBA & Registered Financial Adviser.
Areas serviced: Wellington, Hutt Valley, Porirua & Kapiti Districts.
Availability: Monday-Fri­day at a time and place that suits you.
See my website

Buying your home can be a daunting experience! With 13 years in the mortgage industry, I can advise you on the best mortgage option tailored to your own circumstances.

Let's arrange a pre-approval which is necessary before you go house-hunting. This gives you written confirmation of the maximum amount you can borrow, which puts you in a strong negotiating position when you are ready to make your offer on a property.

We can discuss different home loan options, loan repayments and the whole home buying process. This includes making your offer, what special conditions to include in an offer, when to get your solicitor involved, when to pay over your deposit, and an explanation of the legal process, start to finish.

I can also assist you in liaising with your real estate agent and solicitor, getting a registered valuation and a building report. You will be informed every step of the way.

90% mortgages available - accredited provider of the Welcome Home Loan scheme.

I am happy to share my knowledge and experience as a property investor for those interested in finance for rental property.

As a qualified personal risk insurance adviser, I can advise you on the best options to ensure you keep your home in the unfortunate event of illness, redundancy, serious injury or death.

My services include: mortgage broker, insurance broker, and mortgage adviser.

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Expires: Sun 8 Feb, 4:55 pm

100% from 65 reviews.

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Sonya has managed my mortgage requirements for my last four houses. She has consistently negotiated really good interest rates and a mortgage structure that has suited my lifestyle at the time. I have just bought my fifth house and she got great rates for me at this time of rising rates. My friends are jealous :) Sonya is a pleasure to work with, and shares in my excitement with my house purchases and my life changes, taking a genuine and caring interest. Totally recommend her services :)
helaw (9 9 positive feedback)  Fri 31 Oct
I've relied on Sonya for my recent property transactions. Not only did Sonya offer an expert alternate opinion on what could be done but she was also able to present multiple options for me to consider. These options were consistently better and more sound than solutions direct from my own bank. Things that I thought may cause issues were rapidly sorted. I will continue to use Sonya’s services for any further property transactions and highly recommend her services.
magicpaua (15 15 positive feedback) Address Verified Sep 2014  Thu 16 Oct
I had first hand knowledge of the excellent, speedy and professional services Sonya provides through my daughter's experience in buying her first home. I asked for her help in renegotiating my own mortgage situation. She has been brilliant in negotiating a better than I ever hoped for deal. It helps to work with people who can speak 'bank talk'. Thanks Sonya, I hope this is the start of an ongoing relationship where I will use all of your services.
bozplustwo (20 20 positive feedback)  Fri 03 Oct
We stumbled onto Sonya and are so glad we did. First class service, we changed banks and not only got a better deal but a more understanding relationship. All thanks to Sonya's experience and advice. 10/10 Rod and Alya
alya83 (8 8 positive feedback)  Tue 30 Sep
Sonya is great ! she made everything so easy ,she has great communication and I am really looking forward to doing another mortgage with her . and I don't live in wellington ,it was easier doing my mortgage through her then going into my local bank . Thank you again Sonya :)
steveclarknz (11 11 positive feedback)  Sat 02 Aug
Sonya was a really great adviser as we were naive first home buyers! She arranged meetings very swiftly and each step of the way helped us through the tricky bits. We definitely recommend Sonya as a mortgage and insurance broker. Katy + Tom
tommo_watson (35 35 positive feedback)  Tue 29 Jul
Sonya was excellent to deal with and responded quickly to queries. She negotiated a rate that I am pleased with and made the process effortless. She took time to understand my situation and find a manageable solution. I would use Sonya again and highly recommend her services.
lou1956 (0 0 positive feedback) Address Verified Feb 2014  Tue 10 Jun
thanks sonya…you made a confusing challenge a cruisy journey…awesome at your job…thanks for everything i totally recommend you A+++++++
pthalo (71 71 positive feedback)  Fri 06 Jun
Sonya was great. She made the purchase process easy to understand for my daughters first venture into home ownership and managed to secure great rates with our complex property deal under what was very short notice. It was no problem for Sonya to find a venue close to work for our meetings, which took a lot of the stress from the situation. Sonya regularly kept us updated with progress and liaised well with our lawyer. I fully recommend Sonya and will definitely use her services in future.
swiftfam (71 71 positive feedback)  Wed 09 Apr
Sonya was great to work with. I highly recommend her to anyone looking for a mortgage. I will definitely use her again. Murray
muzzaz28 (278 278 positive feedback) Address Verified Oct 2013  Wed 26 Mar
Sonya was very helpful and so thorough going over everything with us, this was especially good since we were first home buyers. Would not hesitate to use her again. Great service!
jaccol2 (35 35 positive feedback)  Tue 18 Mar
Sonya is absolutely fantastic. She explained everything in full, ran through all of the options, was easily contactable and approachable, fast and hard working and secured us the best possible rates. We would not hesitate to recommend her to anyone; first home buyer or seasoned property owner and will be using her services again in the future.
leodog2 (619 619 positive feedback) Address Verified Apr 2014  Tue 18 Mar
Sonya was really lovely to deal with and secured us some awesome mortgage rates. She made a quite daunting process seem easy. She also put us in touch with a great lawyer and has sorted our life insurance for us! Definitely highly recommend working with Sonya, she is great.
coffeegirl3 (127 127 positive feedback) Address Verified Dec 2013  Thu 13 Feb
Sonya was brilliant with getting my wife and I our first home just before the lending rules changed. She went over and above to negotiate with the bank to get us exactly what we wanted which was an absolutely outstanding result given the situation. Sonya will be the only Mortgage Broker for us in the future.
mrwild (8 8 positive feedback) Address Verified Apr 2013  Wed 29 Jan
Sonya was incredibly helpful to my partner and I when we decided we wanted to buy our first home. We had no idea (and I mean NO idea) where to even begin. Sonya got us on the right track, told us everything we needed to know, who to call for what and when and basically guided us through the entire process with knowledge and understanding. we will definitely use her services again. Thank you so much, Sonya, we are loving living in our own home!
laurelrea (307 307 positive feedback) Address Verified Oct 2014  Tue 19 Nov
Sonya has provided reliable personalised service to us for three years. Sonya has been a pleasure to deal with: good communication and responsive to our needs
sdabignose (10 10 positive feedback)  Tue 22 Oct
I have sought Sonya's advice on several occasions when seeking either mortgage advice or other insurance queries like income and mortgage protection. Her service is first rate and she covers all bases to come up with the right package to suit ... always having up-to-the-minute information and insight into what's going on in the market. Sonya's very approachable, professional and trustworthy. I really value the fact that I can put out an idea to her and it comes back packaged and ready to go.
coprario (14 14 positive feedback) Address Verified Nov 2014  Wed 16 Oct
Sonya was me and my partners mortgage and insurance broker and went above and beyond what we expected a broker to do. I suggest any one looking for a broker to give Sonya a call you wont be disappointed.
lukeduke3 (14 14 positive feedback)  Sun 06 Oct
Sonya has been our mortgage broker for many years. She has worked tirelessly with the banks to get great results for our businesses. Sadly my partner passed away but Sonya is still there helping me. I don't know what I would do without her. Sonya has been a godsend. She's patient, honest and a really lovely person.
shiners1 (49 49 positive feedback)  Fri 04 Oct
I am so pleased that I have found you Sonya. You are so ease to talk to and have such a relaxed disposition which made the whole process I was going through so much less stressful. I thank you for being so patient with me and the end result is wonderful. I will certainly be dropping your name into any conversation I can and highly recommend your services. It has been a pleasure dealing with you so far and I look forward to renegotiating with you in 2 years - all the best and thank you :)
gilly39 (193 193 positive feedback) Address Verified Mar 2014  Thu 05 Sep
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