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Payments
We accept Pay Now / Credit Card / Ping / Afterpay (on some items) / Internet Banking / Bank Deposit / Layby
MyDevice Layby Conditions in Plain English
A layby is a form of payment over time where you get the item once it is fully paid for. It is useful when you don’t have steady weekly income and set payments would be difficult.
MOST IMPORTANT –
There is a minimum of 15% deposit to pay, and this is NON-refundable. So if you need to cancel the layby for any reason, then all your payments to that date will be refunded except for 15% of the price of the item.
To work this out, just multiply the full price by .15 (for example $1125 x .15 = $168.75)
Refunds will only be made into a bank account, not cash.
The maximum length of our layby terms is 3 months. If you fail to complete your payments then we will refund you as above less the deposit. If you are close to completing and are still wanting to complete the layby with more time then we can negotiate, there may be a small fee involved as there are actual costs for us in terms of time and effort, insurance, interest and storage.
IF we have not been paid more than 30% of the item’s price after 5 weeks months we reserve the right to cancel the layby, again as above less the deposit. We may choose not to if we see regular payments and good communication.