Get Ahead... Get Financially Sorted by 30 The New ZEALAND WAY --I'm thinking of changing jobs; how do I get a better deal from my new boss?

--I can't pay off my cards, student loan and car loan all at once, so where do I start?

--Should I take out a loan to start my investment portfolio?

--My boyfriend wants me to move in with him but he's hopeless with money, so what should I do to protect myself?

Set yourself up for financial success, not financial hardship. Know what questions you need to ask yourself now-rather than when you're looking down the throat of an insatiable credit card debt-and get yourself on the right track to financial independence.

Get Ahead ... Get Financially Sorted by 30 is a straightforward and highly practical question-and-answer guide that will help you to effectively handle all the money issues of modern living that 20-somethings face. Whether you've got $50 in the bank or are earning $50 000 a year, you can start managing your money to enjoy the life you want.

With the expert advice of Get Ahead... Get Financially Sorted by 30 you can get yourself in the financial drivers seat-and out of delays in debt-infested pit stops-so that you really are set by 30.

Joan Baker is a business consultant and company director. Together with Martin Hawes, NZ's best known financial writer, Joan provides Wealth Coaching to help clients become wealthy and free to pursue their dreams. She is the author of Improve Your Fl? and co-author of Get Rich, Stay Rich. in good condition