Making Money The Keys to Financial Success by Paul Clitheroe

Paperback, 435pages 2009 in very good condition

"his book is about building wealth and investing your money wisely. It draws on all the experience that I have gathered over 25 years of listening to people's money concerns and giving them advice on how to achieve their goals.

It is not a textbook full of dry academic theory. Nor does it pro¶dvide 'hot tips' or 'get rich quick' schemes. It will provide you with a practical commonsense guide - in plain English - on how to 'get rich slow', and on how to best invest the money that you have.

I realised many years ago that my clients and people I know rarely became financially comfortable due to a spectacular business success, a 'get rich quick' scheme, gambling or even luck. The huge major¶dity of Australians who are financially comfortable have got there by spending less than they earn year after year, and using their savings to build wealth.

Sounds simple, but I know it isn't easy to do. That's why this book opens with my ten essential steps to growing and protecting your wealth.

For those of you working to improve your financial position, I promise you that by following these steps you can 'get rich slow'. It's not difficult, it just requires some planning. Many people become depressed that it is just too hard to put some money aside on a 'nor¶dmal' salary. Well, this book is for everyone - not just those earning a high income. I'll show how, for example, saving $1 a day can be turned into nearly $400,000. No miracles here, just a regular savings strategy, time, and the power of compounding returns.

For those who already have some money to invest - savings, an inheritance or retirement money - this book demystifies the world of investment. It explains in a practical fashion how and where to invest, how to manage investment risks and to maximise the return on your money. It contains pretty much all I know about the essentials of investment."