Finance Associate / Credit Writer

• Determining the specific financial requirements of clients and researching and reviewing available finance and insurance products for suitability to meet clients’ requirements.
• Analysing clients’ financial status, discussing financial options and developing financial strategies.
• Analysing, evaluating and processing various kinds of loan/credit applications.
• Sourcing and consolidating the supporting documents. Packaging loan applications including credit writing for lenders to assess. Understanding lender offered terms and explaining the same to borrowers. Negotiating with lenders (if needed) for better terms (both lending and pricing).
• Preparing papers setting out conditions of credit and loans, rates of repayment and loan periods, and providing information about customers’s standing to financial and credit institutions.
• Corresponding between the advisor, lenders and clients.
• Servicing the existing books and working on referrals.
• Assisting clients to refix their existing loans by negotiating better rates with lenders and coordinating with lenders and clients.
• Assist Advisers with arranging home loan mortgages and other types of finance for clients through banks, lenders, financiers and insurance companies.
• Record day-to-day financial transactions for various companies and complete the reconciliation process.
• Maintain XERO Accounting software for group companies, and ensure management reports are completed on time.
• Monitor financial transactions and reports.
• Process accounts receivable and payable for group companies.
• Assist Company Director wherever necessary for financials management, mainta
• Process weekly payroll, reconciliation of payroll data, and ensure records are maintained for group companies.
• Assisting Advisor with finance applications.
• Any other tasks as assigned by employer from time to time.

The role is office based.