From converted garage rental to home owner: single mum working 54 hours a week buys first home

Single mum Hosanna Elers purchased her first home in Kaitāia for $440,000 after a six-year journey. Working 54 hours a week across three jobs, she used her KiwiSaver to fund the entire 10% deposit.

After seeing the house online, she connected with mortgage advisor Alex Colville who helped secure her pre-approval. Aided by a softer winter market, this purchase provides long-term security for her young daughter, moving them from a converted garage into their own home.