From converted garage rental to home owner: single mum working 54 hours a week buys first home

After a six-year journey, single mum Hosanna Elers purchased her first home in Kaitāia, providing security for her young daughter.

Working 54 hours a week, she used her KiwiSaver for the entire 10% deposit on the $440,000 property. After seeking advice on a Facebook group, she connected with mortgage advisor Alex Colville who helped make it happen. Her success demonstrates that with determination and help, home ownership is achievable, especially in a softer housing market.