From converted garage rental to home owner: single mum working 54 hours a week buys first home

Single mum Hosanna Elers has purchased her first home in Kaitāia for $440,000 after a six-year journey. Working 54 hours a week, she used her KiwiSaver to fund the entire 10% deposit.

After seeking advice from mortgage advisor Alex Colville, she secured the three-bedroom house, providing long-term security for her daughter. The purchase was aided by a softer housing market, demonstrating that home ownership is achievable with determination and the right professional support.