From converted garage rental to home owner: single mum working 54 hours a week buys first home

After a six-year journey, single mum Hosanna Elers purchased her first home in Kaitāia for $440,000. She funded the entire 10% deposit using her KiwiSaver.

Working 54 hours a week across three jobs, she was determined to provide a secure home for her young daughter. After seeking advice on a Facebook group, she connected with mortgage advisor Alex Colville and secured lending. Her success was aided by a softer housing market, showing that opportunities still exist for determined first-home buyers.