Bank 4.0 Banking Everywhere, Never at a Bank

Condition: BRAND NEW ISBN: 9781119506508 Author(s): B. King Format: Hardcover Language: English Year: 2018 Publisher: John Wiley & Sons Inc Pages: 352

Description: Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here -- are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world's best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility -- it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King's BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we're not on Wall Street anymore. Bank 4.0 will help you: Understand the historical precedents that flag a fundamental rethinking in bankingDiscover low-friction, technology experiences that undermine the products we sell todayThink through the evolution of identity, value and assets as cash and cards become obsoleteLearn how Fintech and tech 'disruptors' are using behaviour, psychology and technology to reshape the economics of bankingExamine the ways in which blockchain, A.I., augmented reality and other leading-edge tech are th