Careers advice

A beginner’s guide to student loans in NZ

What you need to know.

How do I make student loan repayments in NZ?

There are different rules for student loan repayments depending on your circumstances.

If you earn salary or wages

If you’re self-employed, or earn other types of income

If you're self employed, you have to be more active in managing your student loan repayments.

What happens to my student loan repayments if I move overseas?

What happens if I miss a repayment on my student loan?

If you're struggling to make repayments, you should get in touch with the IRD.

Paying off your student loan