Buying guide

Securing Affordable Second-Hand Car Finance

There are various finance options for used cars.

Marcus Fern
Last updated: 18 December 2025 | 7 min read

Understanding the Rate Variance

Financial Readiness and Credit Score

The Self-Assessment is not negotiable

Leveraging Your Credit Score

Comparing Your Finance Options and Total Costs

Pre-Approval Advantage - Dealer Finance vs. Specialist Lender

Decoding the True Cost - Interest Rate vs. APR

Document Checklist

Your Legal Rights

Finalising the Deal and Managing Risk

Strategies for Minimising Total Repayment Costs

Author

Marcus Fern Marcus Fern