Buying guide

Council rates explained: a home owner’s guide

(Including average rates by city)

Ben Tutty
Last updated: 3 February 2025 | 4 min read
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Council rates are a tax paid by property owners to fund local services and infrastructure. Your rates are calculated based on your property's Capital Value (CV), also known as a Ratings Valuation (RV), which is determined every three years.

This value combines your land value and the value of any improvements. Some properties may also incur targeted rates for specific services. Low-income homeowners might be eligible for a rates rebate to reduce their bill.

Councils typically offer flexible payment options, such as annual, quarterly, or monthly instalments.

What are council rates?

How are city council rates calculated?

Homeowners pays rates based on their location and the value of their property.

Your ratings valuation is based on three things:

What about targeted rates?

What is a rates rebate?

Paying rates is easy. Most councils allow you to do it online.

How do I pay rates?

How much should I expect to pay for council rates?

Author

Ben Tutty Ben Tutty
Content Writer