Buying guide

Home loan cash back: a guide for home buyers & refinancers

Beware the free money

Ben Tutty
Last updated: 8 March 2025 | 4 min read

How much is home loan cashback?

Examples of cash back amounts (0.8% cashback)

(This is just an example - actualy cashback ammounts may vary)

What can I do with the cash?

Who’s eligible for a home loan cash contribution?

Cashback can make a big difference.

Beware the claw back period

How to compare loans with mortgage cashbacks

Can I get a mortgage cashback if I already have a mortgage?

Have you refinanced to get cashback lately?

Are mortgage cashbacks worth it?

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Ben Tutty Ben Tutty