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'Mum and dad' investors are back in the property market
A key buyer group has been making a noticeable comeback.

AI summary
'Mum and Dad' investors are returning to the NZ property market, with their purchase share rising from 21% to nearly 25%. This comeback is driven by smaller investors expanding small portfolios, often favouring new-builds due to lending rule exemptions.
They are finding value in the current market, with strong activity in Hamilton, Christchurch, and Auckland. Key drivers for this trend include:
- Lower interest rates
- Reinstatement of mortgage interest deductibility
This investor presence is expected to remain solid.
The data shows a clear return
Who are they and what are they buying?
What’s driving the comeback?
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