Buying guide

Property investment NZ: Everything you need to know (2024)

Build your wealth the old fashioned way

Ben Tutty
Last updated: 10 July 2024 | 15 min read
AI

AI summary

Property investment in NZ can build wealth through leverage and strong rental demand. Securing finance involves banks, non-bank lenders, or mortgage brokers.

A deposit of 35% for existing homes or 20% for new builds is typically required, often using equity from your own home. Assemble a professional team, including a lawyer and building inspector, before searching.

Choose locations with growth potential and a property type that suits your goals. Always calculate your potential returns before making an offer.

Why property investment?

Getting finance is one of the most important parts of any investment property journey.

Sorting your investment property home loan

Minimum deposit for investment properties in NZ

A good property lawyer will make it much easier to buy the right place.

Get your team together

Choosing a property

Townhouses can make a great investment.

Type of property

Start searching for a property

Before you make an offer

Where will your next investment be?

Making an offer

Author

Ben Tutty Ben Tutty
Content Writer