Feature article

The $14.1 billion lending spike: Did you grab a cash-back?

December smashed records as Kiwi scrambled to switch banks.

Kelvin Davidson
By Kelvin Davidson (Chief Property Economist, Cotality)
Last updated: 9 February 2026 | 4 min read

The "Refi" Rush

Who was making the move?

Is the party over?

Author

Kelvin Davidson Kelvin Davidson
Chief Property Economist, Cotality

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