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Buying my first home: what I wish I knew

Kevin & JC on buying their first home

Last updated: 3 March 2025

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Siblings Kevin & JC share insights from their first-home buying journey. A key surprise was the cost of council rates, which they now manage with weekly payments. They found mortgage terms like fixed vs. floating rates confusing, emphasizing the value of a good mortgage broker.

Practical lessons included organizing curtains early and preparing for utility setups. Ultimately, the best part is the security of having a place of their own and the freedom to create a safe haven for family and friends.

What was the most surprising thing about the financial side of buying the house?

Were there any terms that confused you?

Is there anything you wish you knew before you went into buying a house?

What was the settlement period like?

Now that you're settled in, is there anything that's been especially great or annoying?