Feature article

Buying my first home: what I wish I knew

Kevin & JC on buying their first home

Last updated: 3 March 2025

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Siblings Kevin & JC share insights from buying their first home in Auckland. A major surprise was the high cost of council rates, which they manage with weekly payments for easier budgeting.

They found mortgage terms like fixed and floating confusing, highlighting the value of a good mortgage broker. A key practical tip is to organize things like curtains early to avoid delays. The biggest reward is the security and freedom of owning their own space.

What was the most surprising thing about the financial side of buying the house?

Were there any terms that confused you?

Is there anything you wish you knew before you went into buying a house?

What was the settlement period like?

Now that you're settled in, is there anything that's been especially great or annoying?