Buying guide

Buying guide: How much to offer on a house

Some tips on finding that sweet spot.

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Deciding how much to offer on a house requires research and a clear strategy. Use free tools like Homes.co.nz to check recent sales and estimates, or get a professional valuation for the most accurate figure.

Establish a firm budget and a "walk-away price" to avoid financial strain. When making your offer, consider using an odd number (e.g., $812,750 instead of $810,000) to potentially beat competing bids and show the seller you're serious.

I’m buying a house, how much should I offer?

1. Knowledge is power

Research property

Property tools and information to help you research the market on homes.co.nz.

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Trade Me Property Insights is a free tool that allows you to research and track home values.

2. Think hard about what you’re willing to spend

Think hard about what the maximum amount you can spend, without getting yourself into financial difficulty.

3. Know when to call it quits