Buying guide

Buying guide: How much to offer on a house

Some tips on finding that sweet spot.

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Deciding on your offer price is a crucial step. Start with thorough research using tools like Homes.co.nz to check recent sales and comparable properties, or consider a professional valuation for the most accurate figure.

Establish a firm budget and a "walk-away" price you won't exceed to avoid future financial stress. A useful tactic is offering an odd number to potentially beat competitors. Knowing your absolute limit is key, even if it means walking away from a property.

I’m buying a house, how much should I offer?

1. Knowledge is power

Research property

Property tools and information to help you research the market on homes.co.nz.

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Trade Me Property Insights is a free tool that allows you to research and track home values.

2. Think hard about what you’re willing to spend

Think hard about what the maximum amount you can spend, without getting yourself into financial difficulty.

3. Know when to call it quits