Buying guide

Buying guide: How much to offer on a house

Some tips on finding that sweet spot.

I’m buying a house, how much should I offer?

1. Knowledge is power

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Property tools and information to help you research the market on homes.co.nz.

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Trade Me Property Insights is a free tool that allows you to research and track home values.

2. Think hard about what you’re willing to spend

Think hard about what the maximum amount you can spend, without getting yourself into financial difficulty.

3. Know when to call it quits

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22 October 2025

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