Buying guide

Buying guide: How much to offer on a house

Some tips on finding that sweet spot.

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Deciding how much to offer on a house requires careful preparation. Start by researching the market using free tools like Homes.co.nz to check recent sales and property estimates. For a more accurate figure, consider getting a professional valuation.

Establish a clear budget and a firm "walk-away" price to avoid overpaying. When making your offer, using an odd number (e.g., $812,750) can give you a slight edge over competitors. Knowing your limit is crucial for a successful purchase.

I’m buying a house, how much should I offer?

1. Knowledge is power

Research property

Property tools and information to help you research the market on homes.co.nz.

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Trade Me Property Insights is a free tool that allows you to research and track home values.

2. Think hard about what you’re willing to spend

Think hard about what the maximum amount you can spend, without getting yourself into financial difficulty.

3. Know when to call it quits