Buying guide
How to make an offer on a house in NZ
So you’ve found a home and want it to be yours. Here’s what to do next.
AI summary
Making an offer on a house requires careful preparation. Always consult your lawyer to review the Sale and Purchase Agreement and complete due diligence. It's also crucial to have your finances confirmed with a lender.
Decide between a conditional offer, which allows you to withdraw if conditions like finance or a building report aren't met, and a riskier unconditional offer. To make your offer more attractive, be flexible on the settlement date and act quickly on any conditions.
How to make an offer on a house in NZ: the steps
1. Talk to your lawyer
2. Confirm your finances
You'll need to confirm your finances before making an offer.
3. Decide what conditions, if any, you want to include in your offer
Think about what conditions you might want to add to your offer, and how the buyer might see them.
4. Understand the sale and purchase agreement
The Sale and Purchase Agreement is an important document you need to understand.
How to make a house offer more attractive
1. Be flexible on settlement date
2. Be prepped with your finances
3. Show commitment to working through your conditions
4. Keep your timeframes as short as possible
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