Buying guide
The complete beginner's guide to buying a house in New Zealand
Your 7-step guide to buying a house with clarity and confidence
AI summary
This guide outlines the seven key steps to buying a house in New Zealand. Begin by preparing your finances, exploring deposit options like KiwiSaver, and securing mortgage pre-approval.
Once you find a property, perform due diligence by getting a LIM report and a builder's report. Understand the different ways to make an offer, such as Auction, Deadline Sale, or By Negotiation. After acceptance, you'll work towards going unconditional and finally reach settlement day.
Hereâs what weâll cover:
Keys steps to buying a property in NZ
Step 1: Get Financially Ready
Step 2: Explore mortgage & loan options
Getting pre-approval means certainty over how much you can borrow for your home loan.
Step 3: Start your property search
Step 4: Do your due diligence
You'll get used to viewing homes, and knowing what to look out for.
Step 5: Making an offer
Step 6: Completing the purchase
Step 7: Youâre a homeowner!
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