Buying guide
Do I need house insurance and how much does it cost?
We’ve answered all of your questions about house insurance to help make sure you've got the cover you need.
AI summary
House insurance is essential for homeowners, protecting your property against fire, floods, and accidental damage. Most policies automatically include EQC cover for natural disasters like earthquakes.
Your premium depends on location, property age, and your sum insured. This is the total rebuild cost, not market value, which you can estimate using the Cordell Sum Sure Tool.
Lenders require insurance before settlement, so it's vital to shop around for quotes as soon as your offer is accepted.
What insurance do you need on your house in NZ?
House insurance
Contents insurance
Life and trauma insurance
EQC insurance
House insurance can provide cover for flooding and much more.
How much is house insurance in NZ?
When should you get home insurance when buying a house?
How do you calculate house insurance value NZ?
Property repairs can be hugely expensive. Insurance can help.
What to do after a fire with my house insurance?
Online quote on house insurance in NZ
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