Buying guide
What can void home insurance in NZ?
Don’t get on the wrong side of your policy wording.
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AI summary
Protect your home insurance by avoiding common pitfalls that can void your policy. Insurers may invalidate your cover for several key reasons:
- Missing renewal payments or providing inaccurate information.
- Leaving your home unoccupied for extended periods (often over 60 days).
- Neglecting maintenance, leading to preventable damage.
- Failing to take reasonable care, such as not locking doors.
Always review your specific policy wording to understand your obligations and ensure your cover remains valid.
What can invalidate your home insurance policy?
1. You miss your renewal date
2. You provided inaccurate information
Study your policy carefully to understand the rules and regulations.
3. You leave your home unoccupied
4. You’re lax about maintenance and repairs
5. You regularly forget to lock up
Regularly forgetting to lock up can void your home insurance policy.
6. You failed to contact the police
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