Buying guide
What can void home insurance in NZ?
Don’t get on the wrong side of your policy wording.
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AI summary
To keep your home insurance valid, it's crucial to avoid common pitfalls that could void your policy. These include:
- Providing inaccurate property information
- Leaving your home unoccupied (often for over 60 days)
- Neglecting essential maintenance and repairs
- Failing to take reasonable care, such as locking doors
- Not filing a police report after a break-in
Missing a renewal payment can also cause your cover to be cancelled. Always check your specific policy for details.
What can invalidate your home insurance policy?
1. You miss your renewal date
2. You provided inaccurate information
Study your policy carefully to understand the rules and regulations.
3. You leave your home unoccupied
4. You’re lax about maintenance and repairs
5. You regularly forget to lock up
Regularly forgetting to lock up can void your home insurance policy.
6. You failed to contact the police
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