Buying guide
What can void home insurance in NZ?
Don’t get on the wrong side of your policy wording.
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AI summary
Protect your home insurance by avoiding common pitfalls that could void your policy. Providing inaccurate information about your property, failing to pay your premium, or leaving your home unoccupied for over 60 days are significant risks.
Insurers also expect you to perform regular maintenance and take reasonable care with security, like locking doors. For claims related to theft, failing to file a police report can also lead to your claim being denied. Always check your specific policy details.
What can invalidate your home insurance policy?
1. You miss your renewal date
2. You provided inaccurate information
Study your policy carefully to understand the rules and regulations.
3. You leave your home unoccupied
4. You’re lax about maintenance and repairs
5. You regularly forget to lock up
Regularly forgetting to lock up can void your home insurance policy.
6. You failed to contact the police
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