Buying guide
What can void home insurance in NZ?
Don’t get on the wrong side of your policy wording.
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AI summary
To avoid having your home insurance voided, it's crucial to understand your policy obligations. Your cover could be invalidated for several reasons:
- Providing inaccurate property information
- Neglecting essential maintenance and repairs
- Leaving your home unoccupied for over 60 days
- Failing to take reasonable care, like locking doors
- Not reporting incidents like break-ins to the police
Always pay premiums on time and read your policy carefully to ensure your cover remains valid.
What can invalidate your home insurance policy?
1. You miss your renewal date
2. You provided inaccurate information
Study your policy carefully to understand the rules and regulations.
3. You leave your home unoccupied
4. You’re lax about maintenance and repairs
5. You regularly forget to lock up
Regularly forgetting to lock up can void your home insurance policy.
6. You failed to contact the police
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