Buying guide
Do I need house insurance and how much does it cost?
We’ve answered all of your questions about house insurance to help make sure you've got the cover you need.
AI summary
House insurance is essential for homeowners, protecting your property from events like fire, floods, and accidental damage. Most policies automatically include EQC cover for natural disasters.
You must set a 'sum insured' value, which is the total rebuild cost, not the market price. Tools like the Cordell Sum Sure Tool can help calculate this. Costs vary by location, so it's vital to get multiple quotes. Lenders typically require insurance before settlement, so arrange cover early.
What insurance do you need on your house in NZ?
House insurance
Contents insurance
Life and trauma insurance
EQC insurance
House insurance can provide cover for flooding and much more.
How much is house insurance in NZ?
When should you get home insurance when buying a house?
How do you calculate house insurance value NZ?
Property repairs can be hugely expensive. Insurance can help.
What to do after a fire with my house insurance?
Online quote on house insurance in NZ
Author
Discover More
A Ron Sang original on the banks of the Waikato
Discover a rare Ron Sang original in Hamilton. Featuring river views and signature design, it's listed for under $1.3m.
Election on 7 November: what it means for property
From First Home Loans to capital gains tax, here's what the election could change for buyers and investors.
Search
Other articles you might like
