Buying guide

Guide to buying an investment property in NZ

Everything you need to know to buy your first investment property and start building wealth.

Ben Tutty
Last updated: 18 October 2023 | 5 min read
AI

AI summary

Investing in NZ property can build wealth but carries risks like vacancies and interest rate changes. Define your strategy, such as buy-and-hold for long-term growth or improving a property for faster profit.

Securing finance is key, with banks often requiring a 40% deposit, though new builds may offer exceptions. Profit is generated through rental returns and capital gains. Success hinges on thorough research and understanding the significant effort required before you begin your property search.

Know the risks of investment property in NZ

Think about your reason for buying an investment property

Apartments in NZ can make great, low maintenance property investments.

H2: Get advice and tap into a community

Get your finances sorted

What’s the minimum deposit for investment property in NZ?

Is my income sufficient to service the mortgage?

Am I willing to sacrifice a little income?

New builds generally require less maintenance, making them great for long term property investment.

Turn a profit with your investment property

Buy below market value

Improve your investment property

Adding value to an investment property can help improve its return.

Buy and hold

Remember, property investment is a lot of work

Author

Ben Tutty Ben Tutty
Content Writer