Buying guide

Property investment NZ: Everything you need to know (2024)

Build your wealth the old fashioned way

Ben Tutty
Last updated: 10 July 2024 | 15 min read
AI

AI summary

Property investment in NZ offers wealth-building potential through leverage and strong rental demand. Secure financing from a bank, non-bank lender, or mortgage broker. You'll typically need a deposit of 35% for an existing home or 20% for a new build, which can be funded using cash or equity from another property.

Assemble a professional team including a lawyer, building inspector, and accountant. Prioritise locations with strong growth and carefully calculate your potential returns before making an offer.

Why property investment?

Getting finance is one of the most important parts of any investment property journey.

Sorting your investment property home loan

Minimum deposit for investment properties in NZ

A good property lawyer will make it much easier to buy the right place.

Get your team together

Choosing a property

Townhouses can make a great investment.

Type of property

Start searching for a property

Before you make an offer

Where will your next investment be?

Making an offer

Author

Ben Tutty Ben Tutty
Content Writer