Buying guide

Property investment NZ: Everything you need to know (2024)

Build your wealth the old fashioned way

Ben Tutty
Last updated: 10 July 2024 | 15 min read
AI

AI summary

Property investment in New Zealand can build wealth through leverage and strong rental demand. Securing finance is a key first step, with options including banks, non-bank lenders, and mortgage brokers.

A minimum deposit of 35% for existing homes or 20% for new builds is typically required, often funded using equity from an existing property.

Before buying, assemble a professional team and carefully select a location with strong growth. Always calculate your potential rental return against all expenses.

Why property investment?

Getting finance is one of the most important parts of any investment property journey.

Sorting your investment property home loan

Minimum deposit for investment properties in NZ

A good property lawyer will make it much easier to buy the right place.

Get your team together

Choosing a property

Townhouses can make a great investment.

Type of property

Start searching for a property

Before you make an offer

Where will your next investment be?

Making an offer

Author

Ben Tutty Ben Tutty
Content Writer