Buying guide

Property investment NZ: Everything you need to know (2024)

Build your wealth the old fashioned way

Ben Tutty
Last updated: 10 July 2024 | 15 min read
AI

AI summary

For aspiring NZ property investors, success requires knowledge. Key benefits include leverage—earning returns on borrowed money—and investing in a tangible asset with consistent demand.

Securing finance is a crucial first step, with options including banks and mortgage brokers. A minimum deposit of 35% for existing homes or 20% for new builds is typically needed, often sourced from equity in your current home.

Assemble a professional team and prioritise locations with strong growth before making a calculated offer.

Why property investment?

Getting finance is one of the most important parts of any investment property journey.

Sorting your investment property home loan

Minimum deposit for investment properties in NZ

A good property lawyer will make it much easier to buy the right place.

Get your team together

Choosing a property

Townhouses can make a great investment.

Type of property

Start searching for a property

Before you make an offer

Where will your next investment be?

Making an offer

Author

Ben Tutty Ben Tutty
Content Writer