Buying guide

Property investment NZ: Everything you need to know (2024)

Build your wealth the old fashioned way

Ben Tutty
Last updated: 10 July 2024 | 15 min read
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This guide explains how to start with property investment in New Zealand, highlighting benefits like leverage and strong demand. First, secure financing via a bank, non-bank lender, or mortgage broker.

You'll need a 35% deposit for existing homes or 20% for new builds, often funded with equity from your own home. Assemble a team of experts including a lawyer, building inspector, accountant, and property manager. Choose properties in high-growth locations and always do your sums before making an offer.

Why property investment?

Getting finance is one of the most important parts of any investment property journey.

Sorting your investment property home loan

Minimum deposit for investment properties in NZ

A good property lawyer will make it much easier to buy the right place.

Get your team together

Choosing a property

Townhouses can make a great investment.

Type of property

Start searching for a property

Before you make an offer

Where will your next investment be?

Making an offer

Author

Ben Tutty Ben Tutty
Content Writer