Buying guide
Guide to buying an investment property in NZ
Everything you need to know to buy your first investment property and start building wealth.
AI summary
Investing in NZ property can build wealth but requires careful planning. A 40% deposit is typically needed for an existing property, though new builds may only require 20%. Lenders will assess your income to ensure you can service the mortgage.
Be aware of risks like vacancies and rising interest rates. Your strategy, whether a long-term buy and hold or adding value through renovations, should align with your goals. Seeking professional advice from a mortgage broker is a crucial first step.
Know the risks of investment property in NZ
Think about your reason for buying an investment property
Apartments in NZ can make great, low maintenance property investments.
H2: Get advice and tap into a community
Get your finances sorted
What’s the minimum deposit for investment property in NZ?
Is my income sufficient to service the mortgage?
Am I willing to sacrifice a little income?
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New builds generally require less maintenance, making them great for long term property investment.
Turn a profit with your investment property
Buy below market value
Improve your investment property
Adding value to an investment property can help improve its return.
Buy and hold
Remember, property investment is a lot of work
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