Buying guide

Guide to buying an investment property in NZ

Everything you need to know to buy your first investment property and start building wealth.

Ben Tutty
Last updated: 18 October 2023 | 5 min read
AI

AI summary

Buying an investment property in NZ requires careful planning. Understand the risks, like tenant vacancies and rising costs, and define your goals before starting. You'll typically need a 40% deposit (or 20% for new builds) and sufficient income to service the loan.

Profit comes from rental returns and capital gains. Key strategies include buying below market value, improving the property, or a long-term buy and hold approach. Successful investing demands significant research, so get expert advice.

Know the risks of investment property in NZ

Think about your reason for buying an investment property

Apartments in NZ can make great, low maintenance property investments.

H2: Get advice and tap into a community

Get your finances sorted

What’s the minimum deposit for investment property in NZ?

Is my income sufficient to service the mortgage?

Am I willing to sacrifice a little income?

New builds generally require less maintenance, making them great for long term property investment.

Turn a profit with your investment property

Buy below market value

Improve your investment property

Adding value to an investment property can help improve its return.

Buy and hold

Remember, property investment is a lot of work

Author

Ben Tutty Ben Tutty
Content Writer