Buying guide
How much deposit do I need to buy an investment property?
Before you buy you’re going to need to save a large portion of the purchase price. Find out how much you need.
AI summary
Banks typically require a 30% deposit for investment properties due to Reserve Bank LVR restrictions.
However, several strategies can help you buy with less:
- New builds often only require a 20% deposit.
- Homeowners can leverage usable equity from their existing property.
- Non-bank lenders, not bound by LVR rules, may offer more flexibility.
Consulting a mortgage broker or financial expert is recommended to explore all your options and navigate the complexities of financing an investment property.
Investment property deposit requirements New Zealand
How to buy an investment property with a small deposit
Buy a new build
-fotor-2023122017758.jpg)
If you already own your home you could use equity to purchase an investment.
Use home equity
Speak to a mortgage broker
Talk to a non-bank lender
There are several different ways to secure finance for an investment property.
Get help from an expert
Author
Search
Other articles you might like
