Buying guide
Guide to buying an investment property in NZ
Everything you need to know to buy your first investment property and start building wealth.

AI summary
This guide covers buying an investment property in NZ. Start by defining your strategy, such as long-term buy and hold, and understanding risks like market fluctuations and unexpected costs.
Securing finance typically requires a 40% deposit, but options exist for using home equity or buying a new build with less. Profit comes from rental returns and capital gains.
Successful investing demands thorough research, professional advice, and a commitment to managing your property effectively.
Know the risks of investment property in NZ
Think about your reason for buying an investment property
Apartments in NZ can make great, low maintenance property investments.
H2: Get advice and tap into a community
Get your finances sorted
What’s the minimum deposit for investment property in NZ?
Is my income sufficient to service the mortgage?
Am I willing to sacrifice a little income?
New builds generally require less maintenance, making them great for long term property investment.
Turn a profit with your investment property
Buy below market value
Improve your investment property
Adding value to an investment property can help improve its return.
Buy and hold
Remember, property investment is a lot of work
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