Buying guide
Guide to buying an investment property in NZ
Everything you need to know to buy your first investment property and start building wealth.
AI summary
Buying an investment property in NZ can build wealth but carries risks like vacancies and rising costs. A 40% deposit is standard, though new builds may only require 20%.
Profit comes from rental returns and capital gains. Key strategies include buying below market value, renovating, or a long-term buy and hold approach. Before starting, understand the risks, get financial advice, and be prepared for the significant work involved to succeed in property investment.
Know the risks of investment property in NZ
Think about your reason for buying an investment property
Apartments in NZ can make great, low maintenance property investments.
H2: Get advice and tap into a community
Get your finances sorted
What’s the minimum deposit for investment property in NZ?
Is my income sufficient to service the mortgage?
Am I willing to sacrifice a little income?
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New builds generally require less maintenance, making them great for long term property investment.
Turn a profit with your investment property
Buy below market value
Improve your investment property
Adding value to an investment property can help improve its return.
Buy and hold
Remember, property investment is a lot of work
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