Buying guide

Guide to buying an investment property in NZ

Everything you need to know to buy your first investment property and start building wealth.

Ben Tutty
Last updated: 18 October 2023 | 5 min read
AI

AI summary

This guide covers buying an investment property in NZ. Start by defining your strategy, such as long-term buy and hold, and understanding risks like market fluctuations and unexpected costs.

Securing finance typically requires a 40% deposit, but options exist for using home equity or buying a new build with less. Profit comes from rental returns and capital gains.

Successful investing demands thorough research, professional advice, and a commitment to managing your property effectively.

Know the risks of investment property in NZ

Think about your reason for buying an investment property

Apartments in NZ can make great, low maintenance property investments.

H2: Get advice and tap into a community

Get your finances sorted

What’s the minimum deposit for investment property in NZ?

Is my income sufficient to service the mortgage?

Am I willing to sacrifice a little income?

New builds generally require less maintenance, making them great for long term property investment.

Turn a profit with your investment property

Buy below market value

Improve your investment property

Adding value to an investment property can help improve its return.

Buy and hold

Remember, property investment is a lot of work

Author

Ben Tutty Ben Tutty
Content Writer