Buying guide
How to make an offer on a house in NZ
So you’ve found a home and want it to be yours. Here’s what to do next.
AI summary
When making an offer on a house in NZ, first consult your lawyer to review the Sale and Purchase Agreement and perform due diligence. It's crucial to have your finances confirmed with your lender, ideally with pre-approval.
Decide between a conditional offer, which protects you if conditions like finance or a building report aren't met, and a binding unconditional offer. To make your offer stand out, be flexible on the settlement date and act quickly to satisfy any conditions.
How to make an offer on a house in NZ: the steps
1. Talk to your lawyer
2. Confirm your finances
You'll need to confirm your finances before making an offer.
3. Decide what conditions, if any, you want to include in your offer
Think about what conditions you might want to add to your offer, and how the buyer might see them.
4. Understand the sale and purchase agreement
The Sale and Purchase Agreement is an important document you need to understand.
How to make a house offer more attractive
1. Be flexible on settlement date
2. Be prepped with your finances
3. Show commitment to working through your conditions
4. Keep your timeframes as short as possible
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