Feature article
To float or fix long (or short)?
Which mortgage type is best in the current market
AI summary
Choosing a mortgage is now more complex. While short-term or floating rates were popular, Reserve Bank data shows a shift, with more borrowers considering longer-term fixed rates for certainty as the Official Cash Rate nears its potential low.
Borrowers are weighing the security of a longer fix against the chance of lower rates later. Meanwhile, first home buyers are active with low-deposit loans, though some individuals face challenges from new debt-to-income (DTI) ratio limits.
Author
Discover More
Will Labour cancel ‘tax breaks for landlords’? Here’s what it could mean for rents and house prices
What Labour would do with tax on rental properties is one of the big unanswered questions of the election.
By Dylan Rhynd of DPRD Studio Architecture, this beachy St Heliers build is the place to be
The family home is full of light, luxe and textural touches for maximum health and happiness.
Search
Other articles you might like
