Buying guide
Mortgage brokers vs banks: what’s best for you?
The pros and cons of working with a mortgage broker vs a bank
AI summary
Deciding between your bank and a mortgage broker? Going direct to your bank is convenient if you have an established relationship, but you're limited to their products.
A mortgage broker compares home loans from multiple lenders to find the best deal for you. This service is usually free for borrowers. They save you time, offer expert advice for complex situations, and can help with KiwiSaver withdrawals. Always ask how they are paid to ensure unbiased advice.
What we’ll cover:
Getting a mortgage through your bank
Pros:
Cons:
Is it worth getting a mortgage broker?
What does a mortgage broker do?
Pros:
Cons:
Tips for getting the most out of a mortgage Broker
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