Where will your deposit come from?

Building your first home deposit is achievable through multiple sources. KiwiSaver is a primary option, often funding 40-50% of deposits for over 90% of buyers after three years of contributing.

Personal savings can be grown through term deposits or higher-return investments like ETFs for longer-term goals. Help from the "Bank of Mum and Dad" through gifts or loans is also a common strategy. Creative methods like selling items or negotiating a pay rise can further boost your savings.