7 Dune Crescent, Otatara, Invercargill, Southland

Archbishop Fulton J. Sheen said: "God loves me, so He MUST love everyone else" (due to the fact that I know what a horrible cad that I personally am). So if God can love me, ... such a terrible person. Then He can love others. So we too, must love our neighbour. Then you will find out what love is. When you care for your neighbour and the needy.

Today, ask yourself, whom will I love today? Whom will I be a neighbour to?

And The Lord said: "Why spend your money on what cannot fill the emptiness deep in your heart?"

You could have all the possessions. But what of it?

Naught.(Zero).

Nothing satisfies. You have these Billionaire company owners living in some vast Estate in Connecticut, USA. But even they are not happy.

Buy a car for $80,000 now. In 10yrs it'll be worth $5,000. So why chase so much rubbish?

You can go to all sorts of destinations, and shows, but no one wants to hear about it, because they are jealous that you went and they couldn't.

The answer is to be found in a personal relationship with Jesus. To pray to The Lord and to regularly read the Bible.

I once knew a bloke called "Big B" and he said to "Sit on a box and do nothing". (A box of beer).

He was right. Just lie in bed, and pray to God. The Gospel of Matthew says: "With God, all things are possible".

So I pray that this jolly house will sell.

You can go to the gym to build muscles, climb mountains, study into the night, work 12 hr shifts.

But the hardest thing in the world to do, is to forgive others. You may not enter THE PROMISED LAND until you genuinely forgive EVERYONE who has ever wronged you.

For 1st home Buyers.

As it is Leasehold, I think the banks will lend 50%. So at $195k, you would need $97,500 in your KiwiSaver, then you could borrow the other $97,500k (or $100k thereabouts).

i.e. $97,500 KiwiSaver Deposit. $97,500 Mortgage (borrow 50%).

$195,000 Purchase Price. So it is "do-able".

e.g. If a married couple, then (the husband would have $48,750 in his KiwiSaver) and (the wife would have $48,750 in her KiwiSaver) = ($97,500 deposit).

It's not a Palace. But it has good bones.

For Investors:

Ideal investment opportunity for a Landlord's portfolio.

Whilst I was painting the Bathroom Ceiling today at 1:30am on Monday 2nd March, it occurred to me that 1st Home Buyers have had 4 years to purchase this VERY CHEAP property and have not done so.

Now a few investors are "cashed up" and don't need a mortgage.

When I had "house-sitters", they paid me no Rent. $0.00c. This was because the ICC - City Council said that I can Rent it out, once I get it up to "healthy home standards". Which I could not afford to do. Thus I was not able to charge rent.

However, I have done a lot of remedial work, (I can send you a list).

I've painted nearly all the inside of the house.

There now only requires some money to be spent on a few "big ticket" expenses (like a water pump as it vanished, as did the invisible Hot Water Cylinder; and some replacement aluminum windows - just for the windows on the South Wall of the house, as the rest are already Alloy) - again, I can send you a list.

ROI: Basically (A) Very cheap initial purchase price and (B) some initial costs to get the house up to "Healthy Home Standard", then you can charge a Premium Rent due to the: (1.) Location. (Renter families can send their kids off to play at the beach). (2.) Number of possible bedrooms, (3.) Has a 4-car Garage. (A lot of tenants will pay more for a house with garaging).

I estimate that you could rent it out for $600 per week. And there are a shortage of Rentals in Invercargill, (so I am told).

Do the sums, and you'll come-up trumps.

Don't worry that it is Leasehold, as the Lease (on land) is $1,400 per year and the Rates (on house & garage) is $800 per year.

The Lease goes for 20 years from 2019 until 2039. At which time it is most likely to be renewed, as the Council likes to receive money from various assets that they own, such as the entire Sandy Point domain area.

This is the cheapest 3+ bedroom house in the whole of NZ. It is a give away! You are bonkers if you don't buy it.

You can't buy a 3+ bed house with Quadruple Garaging anywhere in Aotearoa for under $350,000.

4 x Car Garaging. House includes an Upstairs room = 2 story place.

Where in The Land of the Long White Cloud, can you buy a 2-story house for $299k ? You tell me.

Leasehold property.

Which means: City Council owns the land, which I pay a Lease fee to them (twice a year), I own the building that I pay Rates on, to the council (four times a year).

There's no incumbrance against this house. i.e. It's mortgage free.

(I paid cash. I never took out a mortgage).

House has 3 year old roof.

• Cheapest house in Otatara.
• This is the closest house to Oreti Beach & the Pacific Ocean.

Property is a Handy Man's dream, as it requires a bit of work.