Please refer to website:

homemortgageservices.co.nz

for further information, or online application

Whether you're buying your first home, second, holiday home, or a rental property, obtaining finance can be a very daunting time. A time when you need a qualified and trained person to assist you.

With 37 years in the mortgage industry, Murray knows a thing or two about tailoring a proposal to maximise your opportunity. He's more than happy to work with you and share his knowledge to make it easier for you

Murray works with Kainga Ora, and also other financiers who lend up to 90% of the purchase price

Initially he will arrange pre-approved finance so you know what you've got available to spend on your dream home. He will then remain working along side you through the different stages right through to settlement. Even after this he'll continue to make regular contact when fixed rate expiries are due for negotiation.

In addition to this, he'll also arrange for any valuation reports which maybe required, along with any other conditions which need to be met in the sale and purchase agreement such as builders reports.

Murray aims to make it easy and hassle free for you. You won't need to worry about asking your bank the 'wrong' questions, and you won't need to worry about negotiating the best interest rates or cash incentives because he'll gladly do this for you.

He'll come out and a meet you at a time which is the most convenient for you, and the best part is he won't charge you, as the banks pay a referral commission.

So give Murray a call if you're looking to purchase a new property, restructure your loans, or even change banks, as he'll gladly come and share his knowledge with you.

Murray is a Registered Financial Adviser, who also has a Diploma in Business Studies and Certificate of Management.

Key words: Mortgage Adviser, Mortgage Broker, interest rates, refinance, matrimonial separation, restructure, debt consolidation, insurance, First Home Buyer