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10 stages to secure your home purchase
Check off each of these steps to buy your first house.
AI summary
This guide outlines 10 key stages for securing your home purchase. Initial financial steps include paying the deposit after going unconditional, meeting bank conditions, and applying early for your KiwiSaver withdrawal.
You'll also need to decide on your mortgage structure and consider a relationship property agreement if buying with others.
Before settlement, conduct a final pre-settlement inspection to check the property's condition. Finally, ensure you have arranged both home and contents insurance and considered personal insurance.
Step 1: Paying the deposit
Step 2: Meeting the bank’s conditions
Step 3: KiwiSaver withdrawal
Step 4: Mortgage structure and pricing
Step 5: Relationship property agreement
Step 6: Pre-settlement inspection
Step 7: Bank onboarding
Step 8: Signing loan docs
Step 9: Home and contents insurance
Step 10: Personal
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