Feature article
Breaking the rental cycle — a real rent-to-own story
How Holly secured a home for her whānau through Habitat for Humanity’s rent-to-own programme
Last updated: 4 March 2025
AI summary
A Waikato family is breaking the rental cycle through Habitat for Humanity's Progressive Home Ownership programme. After facing barriers like debt and no family history of homeownership, they educated themselves and successfully applied.
The programme allows them to pay affordable rent while a portion builds their deposit. It also requires 500 hours of "sweat equity" (volunteer work). A key benefit is a locked-in purchase price, protecting them from market rises and preparing them to secure a mortgage.
From roadblocks to possibilities
Breaking a generational cycle
Rent-to-own makes it possible
Only the first step on the property ladder
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