Feature article
Breaking the rental cycle — a real rent-to-own story
How Holly secured a home for her whānau through Habitat for Humanity’s rent-to-own programme
Last updated: 4 March 2025
AI summary
Holly and her whānau are breaking the rental cycle through Habitat for Humanity's Progressive Home Ownership programme. After feeling stuck, Holly sought education and applied for the scheme, which required 500 hours of "sweat equity" volunteer work.
For five years, their rent is set at 30% of their income, with a portion building their deposit. The home's price is locked in, protecting them from market rises and preparing them to secure a mortgage, creating a new legacy of homeownership.
From roadblocks to possibilities
Breaking a generational cycle
Rent-to-own makes it possible
Only the first step on the property ladder
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