Feature article
Breaking the rental cycle — a real rent-to-own story
How Holly secured a home for her whānau through Habitat for Humanity’s rent-to-own programme
Last updated: 4 March 2025
AI summary
A Waikato family is breaking the rental cycle through Habitat for Humanity's Progressive Home Ownership programme. After educating herself through workshops, Holly Tipene applied despite having no savings and some debt.
The programme required 500 hours of "sweat equity" (volunteer work). Now, her family pays affordable rent while a portion builds their deposit. The home's price is locked in for five years, providing security and a clear path to securing a mortgage and owning their home.
From roadblocks to possibilities
Breaking a generational cycle
Rent-to-own makes it possible
Only the first step on the property ladder
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