Breaking the rental cycle — a real rent-to-own story

Holly and her whānau are securing a home through Habitat for Humanity's rent-to-own programme. After overcoming financial hurdles and completing 500 hours of "sweat equity," they were accepted into the scheme.

For five years, they pay affordable rent while a portion builds their deposit. The home's price is locked in, protecting them from market rises. This journey provides security, breaks a generational cycle, and prepares them to secure a mortgage and finally own their home.