From redundancy to home ownership in less than a year

Christchurch couple Rebecca and Josh achieved home ownership less than a year after a redundancy. After a job loss forced a frugal lifestyle, they continued saving aggressively even after Rebecca found new work, clearing debt and selling a car.

A mortgage adviser was pivotal, showing them what was possible with their savings and KiwiSaver. They successfully purchased a three-bedroom home in Mairehau for $640,000, proving that while the journey is "bloody hard," home ownership is achievable.