Feature article

From redundancy to home ownership in less than a year

First home buyers Rebecca Stewart and Josh Fuller worked ‘bloody hard’ to purchase their Christchurch property.

Last updated: 9 September 2024

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Christchurch couple Rebecca and Josh bought their first home less than a year after Rebecca faced redundancy. They turned a setback into an opportunity by maintaining frugal habits, clearing debt, and selling a second car to save aggressively.

Key steps on their journey included:

- Consulting a mortgage adviser to understand their borrowing power.

- Using KiwiSaver and savings for their deposit.

- Finding inspiration from resources like The Barefoot Investor.

Their story proves that with sacrifice and expert guidance, home ownership is achievable.