Feature article

Gender pay gap and investment divide holding women back from property wealth

Women remain under-represented in investment property ownership

Kelvin Davidson
Last updated: 27 February 2025 | 5 min read
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A new CoreLogic report reveals a significant gender gap in New Zealand's property investment market. While more women own their homes compared to men, they lag in owning investment properties, limiting long-term wealth creation.

This disparity is driven by financial barriers, not attitude. The gender pay gap means women have lower incomes, reducing their borrowing capacity and ability to save for deposits. Consequently, women often purchase in more affordable regions, while men build more diverse portfolios.

Women Own Homes But Men Build Property Wealth

Gender Pay Gap Directly Impacts Property Investment

Women More Likely To Buy In Affordable Markets

Financial Education and Wage Growth Needed

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Author

Kelvin Davidson Kelvin Davidson
Chief Property Economist, Cotality