Feature article

Gender pay gap and investment divide holding women back from property wealth

Women remain under-represented in investment property ownership

Kelvin Davidson
Last updated: 27 February 2025 | 5 min read
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A new CoreLogic report shows that while New Zealand women lead in owner-occupied homeownership, they lag significantly behind men in owning investment properties, hindering their ability to build long-term wealth.

This investment gap isn't due to attitude but financial barriers, primarily the gender pay gap. This disparity limits women's borrowing capacity and ability to save for deposits, concentrating their purchases in more affordable regions. Addressing income inequality and improving financial education are key to closing this divide.

Women Own Homes But Men Build Property Wealth

Gender Pay Gap Directly Impacts Property Investment

Women More Likely To Buy In Affordable Markets

Financial Education and Wage Growth Needed

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Author

Kelvin Davidson Kelvin Davidson
Chief Property Economist, Cotality