Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Buying your first home is easier with financial support. You can boost your deposit by making a KiwiSaver first-home withdrawal after three years of contributing.
The First Home Loan scheme, managed by Kāinga Ora, allows eligible buyers to purchase a home with a deposit as low as 5%. For Māori building on multiple-owned land, Kāinga Whenua Loans are available via Kiwibank. Family assistance, through cash gifts or loan guarantees, is another common and valuable option.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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