Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Navigating your first home purchase is easier with financial support. This guide outlines key options to boost your deposit and secure a loan in New Zealand.
You can make a first-home withdrawal from your KiwiSaver after three years. The First Home Loan scheme helps eligible buyers purchase with a deposit as low as 5%.
Kāinga Whenua Loans assist Māori buying or building on multiple-owned land. Help from family, like a cash gift or loan guarantee, is another common strategy.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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