Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Navigating your first home purchase is easier with financial support. This guide outlines key options, including using your KiwiSaver funds after three years of contributions. The First Home Loan scheme helps eligible buyers purchase with a deposit as low as 5%, subject to income caps.
Specialised Kāinga Whenua Loans are available for building or buying a home on Māori land. You can also explore assistance from family, such as cash gifts or using their home equity to help secure your loan.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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