Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Navigating your first home purchase is easier with financial support. You can use your KiwiSaver to boost your deposit after three years of contributions.
The First Home Loan scheme, managed by Kāinga Ora, allows eligible buyers to purchase a home with a deposit as low as 5%.
For Māori building or buying on multiple-owned land, Kāinga Whenua Loans are available through Kāinga Ora and Kiwibank. Family assistance, like a cash gift or loan guarantee, is another common option.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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