Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Buying your first home in New Zealand can be easier with financial support. You can potentially use your KiwiSaver for a deposit after three years of contributions.
The First Home Loan scheme, managed by Kāinga Ora, may allow you to buy with a deposit as low as 5%, subject to income caps. Kāinga Ora and Kiwibank also offer Kāinga Whenua Loans for building on Māori land. Additionally, help from family through gifts or loan guarantees is another common option.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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