Buying guide
Using KiwiSaver for your house deposit: a guide
Here’s how you can use Kiwisaver for your house deposit.
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AI summary
Using your KiwiSaver for a house deposit is a key option for getting onto the property ladder in New Zealand.
To be eligible, you must:
- Be a member for at least three years
- Be buying your first home (or land)
- Intend to live in the property
Previous homeowners may qualify after an assessment by Kāinga Ora. You can withdraw most of your balance, including all contributions and earnings, but must leave at least $1,000 in your account.
What you’ll learn:
How much do you need for a house deposit in NZ?
Using Kiwisaver can make a big difference to your deposit pot.
Can KiwiSaver be used for house deposit? How it works
Who can use KiwiSaver for a house deposit?
You and your spouse can both use your KiwiSaver to contribute to your deposit.
How much KiwiSaver can I withdraw for a home deposit?
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