Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
This guide outlines key financial support options for Kiwi first-home buyers. You can boost your deposit by withdrawing from your KiwiSaver after three years of contributions.
The First Home Loan scheme helps eligible buyers purchase with as little as a 5% deposit. Kāinga Whenua Loans from Kāinga Ora and Kiwibank are also available for building on Māori land.
Assistance from family is another valuable option. Researching these pathways can make your first home purchase more attainable.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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