Buying guide
Getting financial support for buying your first home in New Zealand
It pays to do your research.
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AI summary
Buying your first home in New Zealand is more achievable with several financial support options available to help you build a deposit and secure a loan.
You can make a first-home withdrawal from your KiwiSaver after three years of contributions. The First Home Loan, backed by Kāinga Ora, allows eligible buyers to purchase a home with a deposit as low as 5%.
Specialised Kāinga Whenua Loans also assist Māori with building on multiple-owned land, while help from family remains a common pathway.
What you’ll learn:
Financial help for buying your first home
1. Using your KiwiSaver
Your KiwiSaver can be a big help when buying a home.
2. First Home Loan
You and your partner might be eligible for the same financial help, meaning you can build a bigger deposit together.
3 Kāinga Whenua Loans
4. Help from family
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