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New LVR limits and a possible capital gains tax
Property rules in review

AI summary
Two potential property rule changes are under review. The Reserve Bank has proposed easing LVR "speed limits", allowing banks to increase low-deposit lending to 25% for owner-occupiers and 10% for investors. According to economist Kelvin Davidson, this will likely benefit investors the most.
A more uncertain Labour proposal is a 28% capital gains tax (CGT) for investors from 2027. While its implementation depends on the election, it may signal a move towards lower investment returns and higher home ownership rates.
The LVR 'speed limit' change
The capital gains tax proposal
The final takeaway
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