Our home buying checklist – what to do when

This home buying checklist outlines the essential steps for purchasing property in New Zealand, with separate guides for existing homes and new builds.

For existing homes, key actions include getting mortgage pre-approval, engaging a solicitor to review the LIM report, and obtaining a building report.

For new builds, the focus is on developer due diligence, reviewing the sunset clause, and checking for a body corporate. Both processes conclude with arranging insurance and conducting a pre-settlement inspection.