Buying guide

These are the cheapest places to live in New Zealand

New Zealand is expensive - but these cities and towns aren’t

Ben Tutty
Last updated: 9 July 2025 | 3 min read
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Discover affordable living in New Zealand despite high housing costs. The West Coast is the cheapest region for both renting and buying, with some properties available for under $200,000. Southland follows as another budget-friendly option, offering great lifestyle benefits.

Among major cities, Christchurch provides the best value with significantly lower rent and house prices than Auckland or Wellington. Even in expensive Auckland, suburbs like Ōtara and Rānui offer more affordable rental opportunities. Explore listings on Trade Me Property to find your ideal home.

The cheapest place to live in New Zealand — West Coast

Second cheapest — Southland

Invercargill is the biggest city in Southland and one of the cheapest cities in NZ.

Christchurch: Cheapest major city in New Zealand

The cheapest places to live in Auckland

Auckland is expensive, unless you know where to look.

Find the cheapest places to live in New Zealand

Find the cheapest houses for sale in New Zealand

Author

Ben Tutty Ben Tutty
Content Writer