Buying guide
Using KiwiSaver for your house deposit: a guide
Here’s how you can use Kiwisaver for your house deposit.
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AI summary
Using your KiwiSaver for a house deposit is a key option for many, especially first home buyers. To qualify, you must have been a member for at least three years and intend to live in the New Zealand property you are purchasing.
You can withdraw your contributions, plus employer and government top-ups, but must leave a minimum balance, often $1,000. Previous homeowners may also be eligible after an assessment by Kāinga Ora. Always check your specific provider's rules.
What you’ll learn:
How much do you need for a house deposit in NZ?
Using Kiwisaver can make a big difference to your deposit pot.
Can KiwiSaver be used for house deposit? How it works
Who can use KiwiSaver for a house deposit?
You and your spouse can both use your KiwiSaver to contribute to your deposit.
How much KiwiSaver can I withdraw for a home deposit?
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