Buying guide
Next OCR announcement in NZ - Calendar for 2026
Key dates for the official cash rate in 2026 and 2027

AI summary
The Official Cash Rate (OCR), set by the Reserve Bank of New Zealand (RBNZ), is a key driver for mortgage rates and the wider economy. The RBNZ has scheduled seven announcements for 2026 to review the rate, influencing borrowing costs for Kiwis.
While the RBNZ's own forecast suggests a stable OCR for 2026, stronger inflation has led some economists, like Brad Olsen of Infometrics, to predict a potential increase. Homeowners should be aware that interest rates may rise gradually.
The 2026 OCR announcement dates
What is the OCR?
The Reserve Bank is a government owned entity that sets interest rates.
What is the OCR forecast for 2026?
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