Feature article
6 in 10 first home buyers are cracking the market with a low deposit
20% deposit standing between you and your first home? The latest market insights might make your day.
AI summary
Struggling with a 20% deposit? New data from Cotality shows nearly six in 10 first home buyers are successfully entering the market with less. This is thanks to Loan-to-Value Ratio (LVR) rules allowing banks to approve more low-deposit loans.
First home buyers held a strong 26% market share in January. Other trends show relocating owner-occupiers ('movers') returning, and more borrowers are locking in longer-term fixed mortgage rates to secure their financial position.
The secret weapon: Low deposit lending
Movers are making a comeback
Locking it in for longer
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