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First home buyers are still enjoying market conditions
Further cuts to the official cash rate seem all but certain.
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First home buyers (FHBs) are thriving in the current property market, achieving a record 27% market share. Their success is driven by using KiwiSaver for deposits, flexibility on property type, and less competition from investors.
Many are also taking full advantage of low-deposit lending allowances. With cuts to the Official Cash Rate expected to lower mortgage rates further, this window of opportunity is likely to remain open for aspiring homeowners to enter the market.
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