Buying guide
First home buyers grant is no more: 7 other ways to get help
The NZ government grant for first home buyers is no longer available, but there are other options out there
AI summary
The First Home Buyers Grant has ended, but several other support options are available for aspiring homeowners in New Zealand.
Key alternatives include:
- The Kāinga Ora First Home Loan, which lowers the required deposit to 5%.
- Kiwisaver first-home withdrawals to help fund your deposit.
- Shared equity and rent-to-own schemes.
- Guarantor loans and special bank offers.
It is highly recommended that you speak with a mortgage broker early to explore which of these pathways best suits your circumstances.
1. The Kāinga Ora First Home Loan
2. Rent to own schemes
3. Shared equity home ownership
There's still help available for getting into your first home.
4. Kiwisaver First Home Withdrawal
5. The LVR new build exemption
6. Guarantor loans
Getting the right help can make all the difference when you're buying your first home.
7. First home buyer loan offers
Get help from an expert early
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