Buying guide
First home buyers grant is no more: 7 other ways to get help
The NZ government grant for first home buyers is no longer available, but there are other options out there
AI summary
The First Home Buyers Grant has ended, but several support options remain for aspiring homeowners in New Zealand.
Key alternatives focus on reducing the required deposit:
- The Kāinga Ora First Home Loan requires only a 5% deposit.
- Shared equity schemes and the LVR new build exemption also offer low-deposit pathways.
Other options include using your Kiwisaver funds, exploring rent-to-own arrangements, and considering guarantor loans. Many banks also provide special offers. Seeking advice from a mortgage broker is highly recommended.
1. The Kāinga Ora First Home Loan
2. Rent to own schemes
3. Shared equity home ownership
There's still help available for getting into your first home.
4. Kiwisaver First Home Withdrawal
5. The LVR new build exemption
6. Guarantor loans
Getting the right help can make all the difference when you're buying your first home.
7. First home buyer loan offers
Get help from an expert early
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