Buying guide
First home buyers grant is no more: 7 other ways to get help
The NZ government grant for first home buyers is no longer available, but there are other options out there
AI summary
The First Home Buyers Grant has been discontinued, but several other pathways to homeownership remain available for Kiwis.
Key government-backed options include the Kāinga Ora First Home Loan, which allows for a 5% deposit, and using your KiwiSaver First Home Withdrawal. Alternative models like shared equity and rent to own schemes can also lower the entry barrier.
Other financial strategies include:
- LVR new build exemptions
- Guarantor loans
- Special bank offers
Prospective buyers should consult a mortgage broker to explore their options.
1. The Kāinga Ora First Home Loan
2. Rent to own schemes
3. Shared equity home ownership
There's still help available for getting into your first home.
4. Kiwisaver First Home Withdrawal
5. The LVR new build exemption
6. Guarantor loans
Getting the right help can make all the difference when you're buying your first home.
7. First home buyer loan offers
Get help from an expert early
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