Buying guide
First home buyers grant is no more: 7 other ways to get help
The NZ government grant for first home buyers is no longer available, but there are other options out there
AI summary
The First Home Buyers Grant is no longer available, but several support options remain for aspiring homeowners in New Zealand.
Key alternatives include the Kāinga Ora First Home Loan, which requires only a 5% deposit, and using your Kiwisaver First Home Withdrawal. Other pathways include:
- Shared equity schemes to lower your initial contribution
- LVR new build exemptions allowing a 10% deposit
- Guarantor loans
- Special bank offers like cash back from ANZ and ASB
Seeking advice from a mortgage broker is recommended.
1. The Kāinga Ora First Home Loan
2. Rent to own schemes
3. Shared equity home ownership
There's still help available for getting into your first home.
4. Kiwisaver First Home Withdrawal
5. The LVR new build exemption
6. Guarantor loans
Getting the right help can make all the difference when you're buying your first home.
7. First home buyer loan offers
Get help from an expert early
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