Buying guide
First home buyers grant is no more: 7 other ways to get help
The NZ government grant for first home buyers is no longer available, but there are other options out there
AI summary
The First Home Buyers Grant has ended, but several other pathways can help you onto the property ladder.
Key support options include:
- The Kāinga Ora First Home Loan, lowering your deposit to 5%.
- KiwiSaver First Home Withdrawal.
- Shared equity schemes and guarantor loans.
- The LVR new build exemption for a 10% deposit.
Many banks like SBS, ANZ, and ASB also offer incentives like cash-back and discounted interest rates for first-time buyers.
1. The Kāinga Ora First Home Loan
2. Rent to own schemes
3. Shared equity home ownership
There's still help available for getting into your first home.
4. Kiwisaver First Home Withdrawal
5. The LVR new build exemption
6. Guarantor loans
Getting the right help can make all the difference when you're buying your first home.
7. First home buyer loan offers
Get help from an expert early
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